A Missouri dad has given his six-year-old son a tough life lesson by issuing this corporate response to his request for an allowance advance.

The cold denial will no doubt give the boy a taste of what to expect in the future:

“We regret to inform you at this time that we are unable to provide a loan in the amount requested of $20.00. After reviewing your account, we have find you have insufficient funds, and a history of not doing your chores”, read the letter from CEO of Dad Savings and Loan.

The letterhead logo is: “Because apparently I look like I’m made of money.”

All hope is not lost for the in-debt kid, however, as the letter did say he can appeal the decision to the complaint department… his mom.

We have a feeling this guy is going to ask for a loan from Bank of Grandma.