Well-off elderly ‘cannot expect free care or help with care home bills’

By
Steve Doughty

19:29 EST, 8 May 2012

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19:30 EST, 8 May 2012

The middle classes should not expect help with care home bills, two right-leaning pressure groups said yesterday.

The poor and vulnerable should come at the front of the queue for state assistance, according to the Centre for Social Justice.

The think tank, which was set up by former Tory leader Iain Duncan Smith, said: ‘The Government must get its priorities right.’

'Put poor first': Middle-class pensioners should not expect help with care home bills, according to right-leaning pressure groups (picture posed by models)

‘Put poor first’: Middle-class pensioners should not expect help with care home bills, according to right-leaning pressure groups (picture posed by models)

Its report said the care system ‘treated very many very badly: the quality of care provided is of too low a standard’.

The think tank insisted that ministers should pause before adopting a report by economist Andrew Dilnot that would spare thousands of older people from the need to sell their homes to pay care home bills.

He said the means test threshold should be raised to £100,000 from £23,000. There would also be cap on individual payments.

Pledge: David Cameron says the long-standing problem of elderly care needs to be tackled

Pledge: David Cameron says the long-standing problem of elderly care needs to be tackled

In another intervention, the Institute of Economic Affairs, a driving force behind Margaret Thatcher’s thinking, said: ‘The financial consequences of mistaken reforms would be dire.’

Professor Philip Booth of the IEA said: ‘It would be helpful if those groups campaigning for reform were to propose practical solutions to the problems that we face that could lead to the delivery of more effective care at lower cost.’

The Government is preparing legislation on elderly care and David Cameron told the Mail yesterday that the long-standing problems had to be tackled.

He said: ‘We are committed to a white paper to ensure families and carers get real control over the care their loved ones receive.’

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Spend your money folks before it is taken off you by the ConDems. You are going to live in poverty come what may so have a good time while you can. The old and infirm have become a disposable commodity to the likes of rich posh boys like Cameron, Clegg and Miliband

Does the government really want all the baby boomers to use equity release and blow the lot. Do not forget that social services do not pay the care homes anything like as much as the individual pays – so even in our final years, if we keep some money, we will still have to pay taxes and we will be paying an extra subsidy to care homes to pay for those that are broke. 6 weeks in the Bahamas next spring I guess – oh and all the children and grandchildren can come to.

Personally, when the time comes that I need to go into a care home, I intend to sell my home and move into the nicest, most luxurious care home in the area and hope to pop my clogs, or go so gaga that I don’t care, before the money runs out. The worst scenario would be move into the sort of basic “waiting to die” prison that those reliant on the state are sent to *and* have to pay for it myself. Yes, the house will have to be sold but I do want to *enjoy* that money. My “kids” will practically be at retirement age themselves and should have made enough money by then not to need mine.

Who are these well off elderly, how is that determined? Someone who has saved all their lives and denied themselves luxurious so they have some financial security when they retire should NOT be penalized for saving, which is what it seems IDS is saying. Those that have spent all their lives should NOT be given preferential treatment. We have to look beyond how much money people have and look at how they have spent/wasted it during their lives to determine what’s fair and whats not fair. Everyone should be entitled to an acceptable basic standard of old age care paid for by the State, if you want more then pay for it. You cannot continue to penalize those that have done right in favour of those that have done wrong. If you do then society breaks down, which is what we have seen over the last 20 years. Unless you stop it it will get worse to the point that there will be one almighty backlash of blood letting.

Work all your life and pay all your taxes and then get punished for living a good and honest life in your old age. That sums up what polititions these days think of the British public.

Makes you wonder what NATIONAL INSURANCE is for, doesn’t it..!!?

Those people who seen to think pensioner,s are well off need to put their energies into the people who have never worked and never paid any contribution,s into the system a and then finaley rewarded with free care homes while those who have been prudent have to sell their homes while the feckless ,who have never worked are in the next room to you

The middle classes should not expect help with care home bills, two right-leaning pressure groups said yesterday..So they pay and pay again…Isn’t everyone supposed to be equal? We give health care to those who never contribute, paid for by those who do and when it is their turn for a bit of state help, they are to be refused

In a land where a state pension of £108 per week is considered sufficient for a single pensioner to live on, only of course if you have paid 30 years of NIS contributionsif a woman or 39 for a man, how do the government define the “well-off” elderly ? …… an income of £10,000 per year ? £15,000 ? incomes which make the PM and MP’s stratapherically wealthy.

Anyone of pensionable age (who has been a fulltime taxpayer) should be exempt from taxation – this would offset the additional costs of care in their latter. And it’s not as if they haven’t paid in enough over the years already – is it?

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